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Originally Posted by bl3wbyu |
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A Texan walked into a bank in New York City and
asked for the loan officer. He told the loan officer
that he was going to Bakersfield on business for two
weeks and needed to borrow $5,000 and that he was
not a depositor of the bank. The bank officer told
him that the bank would need some form of security
for the loan, so the Redneck handed over the keys to
a new Ferrari.
The car was parked on the street in front of the
bank. The Texan produced the title and everything
checked out. The loan officer agreed to hold the car
as collateral for the loan and apologized for having
to charge 12% interest.
Later, the bank's president and its officers all
enjoyed a good laugh at the Texan for using a
$250,000 Ferrari as collateral for a $5,000 loan. An
employee of the bank then drove the Ferrari into the
bank's underground garage and parked it.
Two weeks later, the Texan returned, repaid the
$5,000 and the interest of $23.07. The loan officer
said, 'Sir, we are very happy to have had your
business, and this transaction has worked out very
nicely, but we are a little puzzled. While you were
away, we checked you out and found that you are a
multimillionaire.
What puzzles us is, why would you bother to borrow
$5,000? The Texan replied, `where else in New York
City can I park my car for two weeks for only $23.07
and expect it to be there when I return?'
Ah, the Stupid Old Texan .... and, of course, his
name was BUBBA!
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